Online Gambling with Prepaid Cards in Australia

Prepaid cards are becoming increasingly popular for depositing funds for online gambling. They provide a convenient, easy, and anonymous way of using funds to deposit into online casinos. In our guide to online casinos prepaid cards, we’ll cover how to make deposits and withdrawals, the compatibility with bonuses, and not least the security of prepaid card payments.

Best Online Casinos Accepting Prepaid Cards

If you want to gamble online using prepaid cards, you’ll want a safe, secure site that processes prepaid card deposits and withdrawals quickly. Here are our favourite online casinos that accept prepaid cards:

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PROS AND CONS OF USING ONLINE CASINO PREPAID CARDS

Like anything else, depositing at an online casino using prepaid cards has its pros and cons. If you’d like to get a quick overview of all the advantages and drawbacks you can expect when using prepaid cards, check out our pros and cons list.

Pros
Accepted at most Australian gambling sites
You can get both Visa and MasterCard prepaid cards
Offers a high level of security and minimizes the risk of fraud
Can most often be used fee-free at online casinos

Cons
Might have lower limits than credit or debit cards
You have to keep track of how much is on the card
It's not possible to withdraw money back to your card
KYC verification of a prepaid card can be cumbersome

HOW TO DEPOSIT USING ONLINE GAMBLING PREPAID CARDS IN AUSTRALIA

Most online casinos accept prepaid cards as a default, as long as they also accept normal debit or credit cards issued by Visa or MasterCard. This makes it easy to find a casino that accepts your prepaid card. Depositing is also very straightforward, and you can easily see how it’s done in our step-by-step guide.

1. Choose a Casino that Accepts Prepaid Cards

We’d recommend any of the casinos at the top of this page to Australian players looking to deposit with a prepaid card. Alternatively, you can also check out our casino reviews to find additional options. Once you’ve chosen a casino, sign up for a free account.

2. VISIT THE DEPOSIT PAGE AND SELECT VISA OR MASTERCARD

Once you’ve registered your account, visit the casino’s deposit page. In the cashier, choose the brand of your card, either Visa or Mastercard. Typically, there won’t be a separate option for prepaid cards.

3. Confirm the Deposit Details

Enter the card number, the expiry date, your name and the CVC/CVV code. Typically, prepaid cards do not require 3D verification to authenticate the payment, unless your card is connected to an app. As soon as the transaction has been completed, the funds will be credited to your casino account.

PAYMENT PROCESSING FEE

The payment processing fee connected to a prepaid card transaction is typically the same as it is for all other card payments. That means there is usually a fee of around 2.5%. But just because there is a fee doesn’t mean you have to pay it.

All of the best online casinos for Aussie players will cover the fee so that you won’t have to pay it. This is a service that’s standard within the online casino industry. So, when you fund your account with $100, $100 is what’s deducted from your card. For prepaid cards, this is particularly handy, since keeping track of your balance can be a bit of a hassle.

Just note that there are always exceptions, and not all online casinos as generous. Check for any applicable fees before you complete your transaction.

PREPAID CARD LIMITS

The deposit limit at the casino’s end isn’t the issue when you deposit using a prepaid card. The limits on your card might be where you can run into obstacles. For the casinos’ part, they usually allow transactions from $10 to $30 and up to $100 or even $5,000.

Prepaid cards tend to have narrower limits than standard debit and credit cards. It’s likely that you even have special limits to your card for online purchases. So before considering using a prepaid card to play at an online casino, check what the applicable limits to your card are.

Also, note that not all prepaid cards allow for gambling transactions, so this as well you need to check with the card issuer.

TRANSACTION TIME

One of the great benefits of any card transaction, including when it’s made with a prepaid card, is that it’s always instant. There is never any delay, so you can start paying as soon as you’ve completed the deposit into your casino account.

That being said, an error can of course occur, although this is very rare. If something should happen, you can start by contacting the casino’s customer support. They can look into the deposit and see if it has gotten “stuck” somewhere. Typically, issues like these are solved within minutes.

BILLING INFORMATION

The billing information on your card statement might not always list the name of the casino. Rather, it lists the company that is the holder of the bank account your deposit goes into. And, this will typically be the name of the company that operates the casino website. Sometimes, this name is not even close to the name of the casino.

Another issue with names that often occur when you use a prepaid card is the name you should enter as the card name on the deposit page. Most often, you can just add your own name. As long as it’s a prepaid card, any name will usually be accepted.

How to Withdraw from an Online Casino Using Prepaid Cards

If you’ve used a prepaid card to fund your casino account it’s highly likely that you’ll need to use another payment method when requesting a withdrawal. This is not something that’s dependent on Aussie online casinos, but rather on your prepaid card.

Some prepaid cards can be topped up multiple times, and these cards might in some circumstances accept casino withdrawals back to the card. But in all likelihood, this is not the case. 95% of all prepaid card users will have to use another payment method to cash out winnings.

To easily withdraw your winnings, follow these steps.

1. REQUEST A WITHDRAWAL

Start by navigating to the cashier and enter the withdrawal page. There, you should see available withdrawal methods. If you’ve only used prepaid cards to fund your account, it’s likely that the only option is a bank transfer. Use this, or connect another method.

2. CHOOSE A PAYMENT METHOD

You can opt for a bank transfer, but it’s also possible to connect an e-wallet. Just note that a connection can only be made by first making a deposit. If you do, you can withdraw using for example Skrill. Crypto wallets might also be possible, but only as a last resort if you don’t have any other options available. Typically, a fiat payment can’t be paid out in a cryptocurrency.

3. VERIFY YOUR ACCOUNT DETAILS

Before a withdrawal can be processed, you’ll be required to verify your account and your payment methods. In this process, you need to verify both the prepaid card you used and the withdrawal method you’re trying to withdraw to. So, ensure you only use payment methods in your name.

4. RECEIVE YOUR FUNDS

Once your account, and payment methods, have been verified, you just have to sit back and relax and await your funds. How long it takes before your winnings are funded to your chosen payment method varies depending on the payment type. It can be instant, but it can also take up to 3-5 business days.

PCI DSS COMPLIANT CASINOS

To safely make a card payment at an online casino, or any other website, you should ensure it’s PCI DSS compliant. PCI DSS stands for Payment Card Industry Data Security Standard. Casinos and websites that are compliant with this standard are essentially abiding by rules and security measures that the card industry itself has set as the golden standard.

PCI DSS has a lot of rules and guidelines, but one of the most important ones is that all card payments should be made through a secure and encrypted website. That means that no third-party prying eyes can get a hold of your card details.

For good measure, also ensure that the website has the lock at the beginning of the website address field. This means the site is securely encrypted.

VERIFYING YOUR PREPAID CARD

Unfortunately, the verification of a prepaid card can be a bit of a hassle. But still, it must be done. The strict rules regarding KYC (Know Your Customer) verification are in place to prevent money laundering and not least to stop the funneling of money to criminal organisations. In other words, these security checks are done for the benefit of us all.

If you have a physical prepaid card, the verification is simple. You take a photo of our card, covering up the information that’s not needed.

If your prepaid card is a virtual card, it can be a bit more cumbersome. You might need a screenshot of the card from the banking app that has issued the card. It needs to show that it’s a virtual card, as well as your name and the card’s expiry date. If your banking app does not have this, you might need to ask your bank for a statement saying that this is a virtual card, owned by you, and all the rest of it. Unfortunately, this can be quite a hassle.

OVERDRAFT SECURITY

One of the greatest benefits of using a prepaid card is that you have absolute control over your gambling budget. It’s not possible to gamble for more money than you have, since prepaid cards offer no credit. This is one of the best reasons to use a prepaid card that’s exclusively meant for holding your gambling bankroll.

If you’re worried about gambling for more money than you should, using a prepaid card is a very good option. But also keep in mind that you can set gambling limits on your casino account. Consider doing this if you’re worried about spending more money on gambling than what you can comfortably afford.

FRAUD PREVENTION

Since prepaid cards typically only hold a certain amount of money, it’s not likely that anyone can bleed you dry by skimming your card. This is why many people prefer to use these cards for all their online transactions.

Furthermore, you get extra security if the prepaid card is a virtual one, connected to an online banking solution. If this is the case, you can simply disable the card once you’re done using it. This is a great form of fraud prevention, as the card details will be useless. So even if someone should get a hold of your card details, they won’t be able to defraud you.

PREPAID CARD BONUSES AT AUSTRALIAN ONLINE CASINOS

For all intents and purposes, prepaid cards work the same way as normal debit and credit cards do at online casinos. This also means that you’ll be able to claim any bonuses available to card depositors with your prepaid card. And, essentially, that means all standard online casino bonuses.

The downside is that there are no casinos that offer exclusive bonuses for prepaid card users. As such, you’ll need to be content with the bonuses that are available to all players.

Bitcoin

Ethereum

Visa

Mastercard

Paysafecard

PREPAID CARD FAQS

How do I deposit using a prepaid card?

You deposit using a prepaid card exactly the same way as you deposit using a debit or credit card. You enter the card details and the amount you wish to fund your account with. Once that’s done and the payment is confirmed, you’ll instantly get the money funded to your account so you can start playing.

Are prepaid cards accepted at all online casinos?

There are a few exceptions, but almost all online casinos accept deposits using prepaid cards. As long as your card is issued by either Visa or Mastercard, you shouldn’t have any issues finding a casino where you can use your card.

Are prepaid card deposits instant?

Yes, deposits made using a prepaid card are processed instantly, so there is never any delay before you can start playing. As long as the payment is confirmed, you can play immediately.

Are there any fees for online casino prepaid card deposits?

Yes, there are fees associated with prepaid card payments. But, most often the casino will cover these fees for you. So for you as a player, the payment will appear to be fee-free. However, some casinos might not cover the fees for you, so make sure you check this on their payment pages before funding your account.

Can I withdraw winnings to a prepaid card?

No, there are very few prepaid cards issued in Australia that allow for incoming transactions. As such, you’ll most likely have to use another payment method to withdraw funds from your casino account. Typically, bank transfers and e-wallets are the best options.

How do I verify my prepaid card?

Verification of a physical prepaid card is done by submitting a photo of the card. If the card is virtual, you’ll need to send in a screenshot from your online bank or submit a statement from your bank confirming the card belongs to you.

What is the minimum amount I can deposit with a prepaid card?

Typically, the minimum amount accepted at online casinos is either $10 or $20 per transaction. However, these limits are imposed and set by the casino and its payment process service partners. So the minimum deposit amount with prepaid cards will differ from casino to casino. You’ll need to look into this at your chosen casino by going to their payments page or cashier.

Eve Luneborg

Sub-editor

Eve Luneborg has been working in the iGaming industry since 2014. She started out spending some years working for one of the leading online casinos in the world, based in Malta. Then, for the last seven years, she’s been sharing her experience and expertise with other players. Eve specializes in writing in-depth game guides, expert casino reviews, and how-to guides explaining how casinos and processes work.

Here at Gamble Online Australia, Eve makes sure that casino reviews and other articles are spot-on and correct for us Aussies. You can also gain insights into her thoughts about the industry by reading her weekly blog posts.