Play Online Casino Baccarat Games at The Best Australian Casinos 2024

In our guide to playing online casino baccarat games, you’ll learn how to play online baccarat, and which casinos are the best to play at.

The Best Baccarat Online Casinos for Aussie Players

If you’re looking to play baccarat online in real money online casinos, check out these top-rated casinos:

How To Play Online Casino Baccarat Games

Playing baccarat is simple, and you won’t need any special software in order to play. The games will load directly in your web browser, no matter if you play on a desktop or a mobile phone. If you play using an app, the game will load there. This is how you play online casino baccarat games:

  • Step 1: Click the game you like, and it will open in your browser. This doesn’t take more than a couple of seconds.
  • Step 2: Once the game is opened, start by selecting your bet. You’ll see chips of various denominations, and you should familiarise yourself with the game’s minimum and maximum bets.
  • Step 3: To start playing, place your bet on the outcome you think will be the result of the game round. Bet on either Player, Banker, or a tie.
  • Step 4: When the game round is over you’ll automatically collect your winnings, if you won. Then, a new game is started straight away, and you can again place your bets.

Note that some baccarat games also offer side bets or alternative betting options. You can place your bets on whichever option you prefer.

The Basic Rules Of Baccarat – A Guide For Beginners

In baccarat, as with any casino games, you will increase your chances of winning by taking the time to learn the rules. Luckily, playing online baccarat is so popular because it’s simple to play and easy to learn.

While playing baccarat, you’re wagering on the outcome of a round of cards between Player and Banker– the highest hand wins. A common misconception is that the Player is you and the Banker is the dealer, but this is not the case. You can bet on whichever of these you prefer.Ace and

Each card has a certain number of points allocated, and there are “drawing rules” that dictate Player and Banker behaviour. The most popular variation of online baccarat is called Punto Banco, so we’ll discuss those rules here.

There are four main stages of a game of baccarat:

  • Bets are placed: Either bet on the Player, Banker, or a tie (which we don’t recommend)
  • Cards are dealt: Two cards each to begin
  • Instant win: If either the Player or Banker has a hand value of 8 or 9, they win instantly
  • Third card rule: If there is no instant win, the Player or the Banker may draw an additional card under certain circumstances.

Baccarat is simple when you understand the mechanics of the game. As the player, here is how the card draw works:

Initial Two Card Value and Action
1, 2, 3, 4, 5 or 0 Player draws another card.
6 or 7 Player stands.
8 or 9 No further cards are drawn to either hand.

Scoring In Online Baccarat

It’s very important to remember when scoring a round of online baccarat if the total points in your hand reaches double digits, you drop the first digit.

For example:

  • You have a 7 and a 9, for a total of 16
  • Because 16 is double digits, you drop the first digit
  • Your 16 becomes a 6, meaning you have 6 points in your hand

Card Values in Online Baccarat

The card values in online baccarat are very similar to other casino table games like blackjack, except when it comes to face cards and tens:hand placing chips onto a casino table

  • Cards 2-9 are worth their numeric value (e.g. a 4 is worth 4 points)
  • 10 and face cards are worth 0
  • Aces are equal to 1

How To Win When Playing Online Baccarat

While each casino’s rules may differ, here is an example of typical online baccarat odds for each wager.

Odds of Player Bets

Player bets typically pay even money (e.g. bet $100, win $100).

The house edge for this type of bet is a relatively low 1.24%, making betting on Player a tempting strategy.

Odds of Banker Bets

Banker bets typically pay even money, less a “commission” on the win, typically 5%. This means a payout of approximately 95% on banker bets (e.g. bet $100, win $95).

The house edge for Banker bets is even lower than player bets, sitting at approximately 1.06%.

Odds of Baccarat Ties

Ties in online baccarat are paid out differently at each casino, but typically pay either 8 or 9-to-1.

Tie bets have a significant house edge of nearly 15%, so we recommend avoiding this bet type.

The Best Baccarat Strategies

To ensure that you give yourself the best possible chance to win, there are some strategies you should use when playing online casino baccarat games. Here are our top tips:

Manage Your Bankroll

Managing your bankroll properly is one of the most important things to do in order to ensure long-term success at the baccarat table. You need to bet sufficiently that your wins equal a good amount of money, but at the same time little enough that you can sustain a losing streak.

For most table games, we recommend betting between 2% and 5% of your bankroll per game round. However, if you’re playing with an aggressive type of progressive betting strategy you might consider lowering your base bet to 1%.

Use A Betting Strategy

Betting on Player or Banker makes baccarat an optimal game to use a progressive betting strategy. This is because these bets are close to what’s known as ‘even money’ bets. The most popular betting strategy is the Martingale theory, but there are also other strategies that can work equally well.

Whenever you’re playing using a baccarat strategy where you need to increase your bets, you need to be picky about which table you play at. Choose a table with a wide betting range, and where the minimum bet is close to your base bet. This is to avoid reaching the table’s maximum bet limit, as this will ruin your strategy.

Avoid Tie Bets

As tempting as the payout may be, avoid betting on the tie. The house edge is very high and makes betting on the tie simply not worth the risk. Since Player and Banker bets have among the lowest house edges for any casino game, it’s simply not a good choice to bet on what has one of the highest house edges of all table games.

If you do play on tie bets, make sure that your bet is as low as possible, so that you won’t run through your bankroll too quickly. But again, rather avoid this bet altogether.

Playing Free Online Casino Baccarat Games

The best way to learn any casino game is by practising. But, doing this with real money can become an expensive lesson, so playing baccarat for free is always recommended if you want to practice. Basically, all RNG baccarat games are available in demo mode, and this is where you can play for free.

You get to play free baccarat in demo mode for as long as you want, and you have a fun balance to use for your bets. With this, you can not only learn the game rules but also try out various strategies.

Once you’re confident in your baccarat skills you can easily switch to real money play. After all, playing baccarat for real money always makes the game a tad more exciting than playing it in free mode.

What To Consider When Choosing The Best Baccarat Casinos

You should always do some research before you decide on a baccarat casino to play at. You want to make sure that the casino suits your preferences, in all aspects. Below, we’ve listed all the various criteria you should be considering before opting into a baccarat casino site.

green outline of an ace card and a spades

Baccarat Selection

Any respectable baccarat online casino should have a great selection of baccarat games. You should expect to find multiple RNG baccarat games, as well as several live dealer options. How many games the casino offers will depend on which game developers they choose to work with, and how much they focus on offering table games.

But, don’t look at just the number of baccarat games they offer. Focus even more on which baccarat versions are available. For example, although classic Punto Banco baccarat is fun, you might want to try No Commission Baccarat or Lightning Baccarat as well. And, the variety they offer in betting ranges on the various tables is also something you have to consider.

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Other Games

You might want to try some other games as well, besides baccarat. That’s why you should be looking into the other games the casino offers. You might be especially interested in the overall selection of table games but don’t forget about other game types as well.

Any good online casino for Australian players should have a good selection of pokies, live dealer games, and jackpot games. Then, specialty games like crash games, scratch cards, bingo, and keno might also be games you’d like to try at some point.

Any good online casino for Australian players should have a good selection of pokies, live dealer games, and jackpot games. Then, specialty games like crash games, scratch cards, bingo, and keno might also be games you’d like to try at some point.

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Security & Licensing

To be sure that the casino you’re playing at is a safe one, you should check that they have a valid gambling license. Although no online casino will be licensed in Australia, it should be licensed by a gambling authority overseas, like either Malta or Curacao.

Furthermore, the website should be encrypted to ensure proper data protection. The random number generator that determines the result of a game round of baccarat should be certified. If it is, it means it’s been tested and audited to ensure it’s fair for all players. Look for certification from a testing company like eCOGRA or iTechlabs.

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Customer Support

You won’t appreciate a good customer support team before you need them. And if you’re lucky, you won’t need them very often. But, when choosing a baccarat casino to play at, you should be prepared for the unexpected, so make sure that fast and professional support is one of the services the casino offers.

Some of the aspects of the customer care department you should evaluate are how fast they respond and how professional and polite they are. Opening hours and the contact method channels are also important to look into. The best casinos will also offer an FAQ and even a baccarat game guide.

Green outline of three review stars

Reputation & Trustworthiness

The only way to really know what a casino is like before you sign up is by reading what others say about their experiences with the operator. You can find reviews and feedback of almost all casinos online.

Here at Gamble Online Australia, we have also put together detailed reviews of trustworthy online casinos for you, and these are made by our best casino experts. These are people and writers who have many years of experience in the casino industry, and who know what to look for when evaluating casinos. Read our in-depth casino reviews to find out all the things you need to know about the baccarat casino you’re considering.

How To Sign Up and Play At A Baccarat Casino

You can get started playing online baccarat in just a few minutes. Just follow these simple steps:

Choose A Baccarat Casino

Have a look at our list of top recommended sites that offer online casino baccarat games. Choose the one you prefer, and click the ‘Play Now’ button. You’ll then be taken to the casino’s website where you can register for a free account.

Register For A Free Account

It’s always free to sign up for a casino account. Simply click the ‘Join Now’ or ‘Register’ button, and fill in the registration form. You’ll need to enter some basic personal information, such as name, address, and date of birth. In some cases, you also need to verify your email or mobile number.

Claim Your Bonus

Once you’re logged into your casino account, head to the promotions page and check what the welcome bonus offers. In the bonus terms, you’ll be able to see what the wagering contribution is for baccarat games.

Make Your First Deposit

In the cashier, start by entering the bonus code for the welcome bonus, if this is required. Then, select your preferred deposit method, and complete your first payment. You’ll be given detailed on-screen instructions for how to do this based on the payment method you choose.

Enjoy Playing Baccarat

As soon as your deposit is completed your balance will be updated with your funds and the bonus you were rewarded. Now, head to the baccarat selection, most commonly found under the tab for table games. You’ll also find various baccarat games in the live dealer section. Choose your game and start playing!

Play Baccarat With A Live Dealer

Live dealer baccarat is like the game you play in a brick-and-mortar casino, but just online. You are placed at a virtual baccarat table, but unlike other online baccarat casino rooms, the flashy graphics and random number generators are replaced by a real-life baccarat dealer and table.

You join the game via a high-quality live stream, and you place your bets on the virtual table that pops up on the screen during the betting period.

Thanks to the live video stream, you can interact with the dealer and fellow players just as if you were at a real casino, sitting at your favourite baccarat table like 007. Use the in-game chat to socialise with others.

One of the great things about live baccarat, compared to some of the other live dealer casino games, for example blackjack, is that you don’t need your own dedicated seat. Since you have no options for how to play the hand, an unlimited number of players can join in on the same table, just like when playing live roulette. You simply place your bet on Player, Banker or tie, and watch the game being played out by the dealer.

Playing Baccarat Using A Casino Bonus

Often, success in baccarat will depend on how much money you have in your bankroll. And, if you want to increase your bankroll without depositing more money, claiming a bonus is the best way to go. But, even though all online casinos offer bonuses, not all of them can be used to play table games such as baccarat.

Before you claim a bonus, read the bonus terms carefully to see if baccarat contributes to the wagering requirement. This might also be different for RNG baccarat versus live baccarat. That being said, let’s have a look at some common bonus types you might get at the best baccarat online casinos.

Match Deposit Bonus

If you claim a match deposit bonus, you can often double your bankroll. Some casinos even offer more than a 100% match. You’ll be able to claim your first match deposit bonus as part of your welcome bonus, more or less at any online casino that offers baccarat games. After that, you’ll get these bonuses on a regular basis, and many casinos have ongoing promotions for this every single week.

Free Baccarat Chips

A free bonus that gives you chips you can use to play online casino baccarat games is not very common, but it’s not unheard of either. You can get this either as money that can exclusively be used to play table games or as free cash that can be used throughout the casino. Typically, bonuses such as these are given as a registration bonus or as a loyalty reward.

Cashback Offers

Cashbacks are the favourite bonuses of high rollers. These bonuses won’t tie up any of your real funds into a wagering requirement, as it’s only if you lose you can get a cashback. For baccarat players, this means you can play confidently knowing you have a cashback as a bit of a safety net if you lose. Cashbacks are usually either a VIP reward or a fixed daily, weekly or monthly bonus, and many casinos offer it.

Loyalty Rewards

Loyalty rewards are some of the most popular bonuses at online casinos since they reward you based on your own activity. This means that if you’re an avid baccarat player, you can get plenty of bonuses. Match bonuses, free money, and cashbacks are some of the bonuses typically given as a loyalty reward. Just check out the specific loyalty program at your casino to find out what they offer.

Other Casino Games You Might Like

There are some die-hard baccarat players who would never consider playing anything else at an online casino. But, most of us like mixing things up a bit. If you’d like to play something else than baccarat once in a while, consider these games:

A Brief History Of Baccarat

Like most classic casino games, baccarat has a history spanning many centuries.

Italian Beginnings – 1400

It is widely believed that an early version of baccarat was invented by an Italian man named Felix Falguiere in the 15th century. This early version was known as ‘baccara,’ an old Italian spelling meaning ‘zero.’ The spelling was later changed to the French ‘baccarat’ when the game gained popularity across the country.

In the earliest known versions of baccarat, each player had the chance to be the banker. Players could bet against each other and the house.

Growth in France – 1490

Historians have theorised that baccarat spread to France as soldiers returned from the Italian Wars which involved key European nations. In any case at the turn of the 16th century, baccarat was a popular pastime among French nobility.

French Ban – 1830

By the 19th century, baccarat was popular over much of Europe and had become a staple in land-based casinos. However, the last King of France Louis Philippe I outlawed gambling establishments prompting the casino industry to go underground. Around this time, the French variant Chemin de Fer developed as a faster version of the original game.

Spread to America – 1953

In 1953, British writer Ian Fleming published the first James Bond novel, Casino Royale. The book was a bestseller and quickly spread around the world. In the Bond series, 007 enjoys Chemin de Fer. For some, the novel acted as a tutorial.

Baccarat in Vegas – 1950

The Sands in Las Vegas opened a Chemin de Fer table in 1958. The following year, it added a Punto Banco table in response to the popularity of the variation that developed in Cuba. Though the Punto Banco table is said to have lost as much as $250,000 in its first night in operation, The Sands persevered. Today, baccarat is an exclusive game in Vegas that is frequently found in the high-roller area of casinos.

Don’t rush to book your flight just yet! You can find the Vegas experience online by playing baccarat from the comfort of your own home at live dealer casinos.

Baccarat Online FAQs

Is online baccarat rigged?

Online baccarat games are not rigged at a trustworthy online casino. The top online casinos in the world use Random Number Generators (RNG) which produce countless random card combinations. Those combinations can’t be predicted and have no patterns. They also re-shuffle after every hand so card counting isn’t even an option when RNGs are being used. This is also what makes the games fair for all players.

Is playing online baccarat legal in Australia?

There are no federal laws against playing baccarat online in Australia. The act of actually gambling online is not illegal at all if you live in Australia, so you’ll have a world of choice when it comes to picking the right online casino for you. However, it is illegal for someone to host and operate an online gambling site in Australia. There are plenty of trusted web-based casinos located around the globe that Australians have access to.

What is the house edge in baccarat?

The average payout percentage for baccarat is around 98%, giving the player fairly decent odds against the house. This puts the house edge around 2%. The bets with the highest odds of winning are on the banker, followed by the player. Bets on a tie are much less likely to win, although the payout is significantly higher.

Can I play baccarat online for free?

Yes, most casino sites will give players access to free versions of popular games. This gives new players a chance to play and become familiar with the platform before playing for real money. If you’re looking for a free baccarat game, you can find one right here on this page!  There are also plenty of casinos that let players try their non-live dealer games for free in demo or practice mode.

What is the difference between live dealer baccarat and regular baccarat?

Live dealer baccarat is an interactive online variation of the popular brick-and-mortar casino game. You are seated at a virtual table online, but thanks to video streaming advances, players see a real-life baccarat dealer in real-time. The best part is the online chat function that allows you to interact with the live dealer and fellow baccarat players the entire time. Regular baccarat, played on a machine, uses a random number generator to determine the result. Furthermore, you always play alone when playing regular RNG baccarat.

Does card counting work in online baccarat?

No, card counting isn’t advantageous while playing baccarat at online casinos in Australia, as they use a Random Number Generator to produce card combinations. Even baccarat in a traditional casino is not the type of game it can help tilt the odds in your favour and secure consistently profitable returns.

In online baccarat, is the player or banker a 50/50 chance?

Not quite, the banker’s hand has slightly improved odds because it is the last hand dealt. There is also that chance of a tie. The banker has a house edge of just 1.06%, while a bet on the player is 1.24%. The other option is the tie bet which has a house edge of 14.36%. So that bet should be avoided unless you are feeling lucky.

Eve Luneborg


Eve Luneborg has been working in the iGaming industry since 2014. She started out spending some years working for one of the leading online casinos in the world, based in Malta. Then, for the last seven years, she’s been sharing her experience and expertise with other players. Eve specializes in writing in-depth game guides, expert casino reviews, and how-to guides explaining how casinos and processes work.

Here at Gamble Online Australia, Eve makes sure that casino reviews and other articles are spot-on and correct for us Aussies. You can also gain insights into her thoughts about the industry by reading her weekly blog posts.

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